Stop overpaying: How non-residents can save on Spanish property taxes
There are significant savings to be made when paying tax as a non-resident property owner in Spain, according to IberianTax
For many non-residents, buying a home in Spain is a lifelong goal, whether it’s a sunny escape or an investment. But owning property here also comes with its share of responsibilities, including staying on top of your tax obligations, even if you don’t live in Spain full-time.
The good news? With the right approach, you can reduce your tax burden legally and avoid overpaying. Here’s how to save money, stay compliant and get the most out of your Spanish property.
Know your tax obligations
If you’re a non-resident property owner (living in Spain fewer than 183 days per year), there are three key taxes you may need to file:
1. Imputed Income Tax
Even if your property isn’t rented, you must still pay tax based on the property’s ‘theoretical rental value’. This is known as imputed income tax.
- Rate: 19% (EU/EEA residents) or 24% (non-EU residents)
- Deadline: Before the 31st of December each year (for the previous year)
2. Rental Income Tax
If you rent out your property, whether it’s short or long term, you must declare the income generated on an annual basis.
- Rate: 19% for EU/EEA residents and 24% for non-EU residents
- Deadline: Annually between 1st and 20th January (for the previous tax year)
3. Capital Gains Tax
If you sell your property, you’ll need to pay tax on any profit made from the sale. The buyer is obligated to withhold 3% of the sale price as a pre-payment of this tax.
- Rate: 19%
- Deadline: Must be submitted within 4 months of the sale date
How to reduce your tax bill
- Use allowable deductions: If you’re an EU/EEA resident, you can deduct certain costs from your rental income, like mortgage interest, insurance, repairs and property management fees. Keep receipts and provide a tax residency certificate to qualify.
- Don’t miss deadlines: Penalties for late filing can quickly add up! Registering with IberianTax means you’ll receive free deadline reminders, giving you plenty of time to prepare.
- File early with IberianTax: IberianTax lets you file your Imputed Income Tax return months ahead of the deadline. Filing early means less stress, better cash flow and no risk of fines for missing the deadline.
Why choose IberianTax?
IberianTax is a fully digital, affordable service designed exclusively for non-residents. Prices start from just €34.95 per return, and everything – from calculation to submission – is included.
Benefits include:
- Easy online filing – no paperwork, no hassle
- Instant tax calculator – know what you owe before you pay
- Support in your language – English, German or French
- Fully approved by the Spanish Tax Authorities
- File for up to 4 owners – all under one login
Real savings
Many non-residents still pay up to €300 a year to file a simple Modelo 210 form. With IberianTax, a couple can file together for just €59.95 – saving more than €1,700 over five years!
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If you own property in Spain but don’t live there, you must pay tax – whether you use it as a holiday home, rent it out or sell it.
IberianTax helps non-resident property owners file their Modelo 210 tax forms quickly and securely. Our easy-to-use online platform simplifies the process of filing the Modelo 210 tax form, ensuring full compliance with Spanish tax laws. With step-by-step support and affordable pricing starting at just €34.95, filing your taxes has never been easier or stress-free.
Join thousands of non-resident homeowners who have chosen IberianTax as their trusted tax partner in Spain. Visit our website and sign up for your free account now.
What is the Modelo 210 tax form?
The Modelo 210 is Spain’s tax form for non-residents who own property in Spain. It is used to declare taxes related to your property.
There are different types, depending on the tax:
- Imputed Income (Modelo 210): Owning a property for personal use (i.e.: holiday home).
- Rental Income (Modelo 210): For income earned from renting out your property.
- Capital Gains (Modelo 210): For tax due when you sell your property.
How to file your non-resident Modelo 210 tax with IberianTax in 3 steps
- Create an Account: Sign up for free to start. You can get a free tax estimate by using our tax calculator and only pay when you submit your Modelo 210.
- Enter Your Details: Complete the simple IberianTax questionnaire with your property and personal information. Step-by-step guidance and examples are included.
- Submit Your Tax: Choose your payment method, and IberianTax will file your Spanish non-resident tax return online for you. Simple!
Why use IberianTax to file your Modelo 210?
- Fast & Easy: File your Modelo 210 online in minutes.
- Simple: Step-by-step questionnaire – no tax knowledge needed.
- Affordable: Services from €34.95 VAT inc., far less than typical €150+VAT.
- Flexible: File anytime, anywhere, with multiple payment options.
- Accurate: Built by tax experts with automatic checks.
- Secure: Data encryption and safe online payments.
- Certified: Approved by the Spanish tax authorities.
- Multilingual: English, French and German support available.
Whether you need to file taxes for personal use, rental income, or capital gains, IberianTax offers a comprehensive, reliable, and cost-effective solution for non-resident property owners in Spain.
Get started now on the IberianTax website and enjoy a 10% discount or, if you have any further questions, the team will be happy to answer them. Just use the contact box above, or fill in the contact form on their website.
Alternatively, you can send an email to contact@iberiantax.com and they will get back to you as soon as possible.
